new here. fort wayne, 2017 f-250 xlt crew cab with the 6.2 gas, and until two weeks ago i thought i was shopping for a fifth wheel. turns out i am shopping for a truck. here is everything i had backwards, written down so the next person can get it wrong faster than i did.
i had a 2021 montana 3761FL in a repo listing open in one tab and a payload calculator in the other. the brochure said 2,900 pound hitch weight. my door says 10,000 GVWR, so i figured 10,000 minus a 7,540 curb weight is 2,460 of payload, and 2,900 is close enough to 2,460 that a hitch would sort it out. that sentence has about four mistakes in it.
what i do now, in this order:
- open the driver door and read the yellow sticker. mine gives one figure for people and cargo added together, 2,460 pounds, and that figure already has my factory options baked into it. it does not care what a brochure says.
- drive the truck onto a cat scale the way i actually drive it, with me in it and the toolbox and the dog. steer axle and drive axle written down separately.
- find the trailer's own weight sticker in the listing photos. not the brochure. the sticker on the front cap gives UVW, GVWR and the dry hitch weight for that exact unit with the options it was built with.
- plan on 20 to 25 percent of the trailer's GVWR for pin weight, not a percentage of its dry weight.
- subtract hitch, people and gear from the payload before comparing anything to anything.
and the question i have now emailed m&a twice about, on two different lots: can you send a straight on photo of the trailer's weight sticker and the propane door open. both times it came back inside two days with the lot number in the subject line. it costs nothing to ask and it is the most useful photo on any listing.
what i still do not know is whether 20 percent is the right number for front living floorplans. new lots show up on m&a most weeks, so i have a little time to get this part right.
